July 2008
Monthly Archive
Business World21 Jul 2008 01:24 am
Lower Your Veterinarian Costs And Increase the Longevity of Your Pets Lives By Doing Natural Prevent
Unfortunately the pharmaceutical companies and the pet food industry have really pulled the wool over everyone’s eyes -but the wool is coming off! People are frustrated with the way traditional care has let them down and are seeking alternatives to help them not only give their pets more quality of life but longer lives. It seems as though we barely get our pets to a “settled” place in our lives before they’re gone. It doesn’t have to be like this.
Please don’t misunderstand, mainstream care does have its place but it should not be the only choice people and their pets have. In fact, I think it’s the imbalanced lean towards allopathic medicine rather than including homeopathic and naturopathic and alternative therapies that is a big part of the problem. At some point where do we stop and say, what happened to “first do no harm”?
Okay, so let’s start with what preventative, natural, holistic care means with a definition of the words holistic, preventative and natural which I obtained from my American Heritage Dictionary: 1. Holistic: …2) emphasizing the importance of the whole and the interdependence of its parts. 2. Natural: 1) present in or produced by nature; not artificial or man-made; 3) pertaining to or produced solely by nature or the expected order of things 3. Preventive: 1) designed or used to prevent or hinder; acting as an obstacle; precautionary. 2) Thwarting or warding off illness or disease. When we put all these definitions together: the whole of the parts working interdependently, without artificial ingredients or synthetics, in the natural order of things you will then ward off illness or disease! Now that we have the definition of natural pet care in place, let’s go deeper into the how to do this and thereby lowering the costs of your pet care and increase the longevity of your pets lives.
The first place to always start is with nutrition and that starts with what you are feeding your pets. My initial answer will be as species specific as you can get in a domestic setting. For dogs and cats that means that meat needs to be the primary ingredient of their food. Not kibble. Kibble isn’t fit for anything or anyone to eat. There a couple I will recommend in the light of a very reluctant pet owner not being able to stomach the idea of feeding raw meat to their dog or cat, but I will say that as long as you adhere to kibble your pets will experience the problems associated with food that their bodies weren’t designed to digest.
There are many different forms of feeding natural for example in dogs you can choose a B.A.R.F. diet which translates to Biologically Appropriate Raw Food and can also stand for Bones and Raw Food. This diet consists of all raw meats, veggies, dairy products, and nuts. Some adhere to strictly feeding raw meat. Some to a cooked diet of meat and vegetables. I think that you’ve got to decide what will work in your household and do that and any of these, including the cooked diet is far better than any form of a kibble diet. Think of animals in the wild - they do not get kibble or pellets. Our domestic pets don’t need those things either!
I feed my dog a cooked meat diet along with a natural whole food liquid supplement. I also use essential oils to thwart parasites and help with the pain in his forelegs. He came to us as a very abused, starved, neglected nearly 5 month old puppy. Through trial and error we’ve found what keeps him healthy, strong and happy and he is completely natural. We do homeopathic for heartworm prevention. He actually runs with me and traditionally his breed is not a running breed - or so it’s thought! So you also need to include some precautionary nutrition along with natural feeding. For horses you always need to be concerned with worms but there are natural ways like using food grade (ONLY use food grade) diatomaceous earth -this also works well in cats, dogs and other warm-blooded animals but I prefer to use essential oils in my dog.
Next I would consider why vaccinating seems to be so important to your pets health. Let me give you just a few examples of why that could be the very thing that is harming your pets rather than helping them (information from www.shirleys-wellness-cafe.com):
“Routine” vaccination has adverse side-effects, either short or long term. With vaccines that are repeated year after year, the frequency and severity of these side-effects in our pets has increased dramatically. Most of the problems involve the immune system. After all, the immune system is what vaccines are designed to stimulate. But they do so in a very unnatural way that can overwhelm and confuse the immune system.” Donna Starita Mehan DVM. I believe that Dr. Mehan is saying here that while vaccinations stimulate the immune system and that is supposed to rev it up, the vaccine actually not only does this unnaturally as Dr. Mehan stated but it also causes so much confusion in the immune system that much more harm than good is done by vaccinating.
Dr. Ronald D. Schultz, Ph.D..- “Annual revaccination provides no benefit and may increase the risk for adverse reactions. The percentage of vaccinated animals (those vaccinated only as puppies) protected from clinical disease after challenge with canine distemper virus, canine parvovirus and canine adenovirus in the study was greater than 95%.” Current and Future Canine and Feline Vaccination Programs. Dr. Ronald Schultz is a Professor and Chair of the Department of Pathobiological Sciences at the School of Veterinary Medicine, UW-Madison. Schultz, R.D. - Current & Future Canine & Feline Vaccination Programs. Vet Med 3: No. 3, 233-254, 1998 more. A chart provided in the report shows immunity levels for all vaccines currently given to dogs lasting a minimum of 5 years with most lasting 7-15 years! Don Hamilton, DVM -Yearly “boosters” are unnecessary, provide no benefit if given (will not increase immunity). Thus boosters are either a legal issue (Rabies) or a manipulation issue (inducing clients to come in for examination rather than directly suggesting an examination). Charles E Loops DVM - “Homeopathic veterinarians and other holistic practitioners have maintained for some time that vaccinations do more harm than they provide benefits. Vaccinations represent a major assault on the body’s immune system…. Vaccine induced chronic diseases range from life-threatening conditions such as auto-immune crises to conditions destroying the quality of life of an animal as in chronic skin allergies.”
These are just a few examples with veterinarians leading the way in sharing this information which I find interesting since vaccinations and surgeries are their bread and butter. A few of the holistic/homeopathic vets I know started in mainstream medicine and became frustrated and moved into the holistic arena so they could do their patients the most good. Feed correctly with proper back up supplementation and your pets will have natural immunities that protect them naturally from disease.
Another thing to do is to keep your pets stimulated mentally through exercise, play and training. Animals love to have a job and they love to be useful. The key to a good interaction here is training according to the natural interaction of the animal you own. What does that mean? For a dog it means approaching him or her using the “pack” mentality. For the horse it means approaching the horse the way another horse would. It all makes common sense really. Good practical common sense, do away with all these synthetics, using the natural order of things, and all the parts working together means you don’t treat an illness, you treat the pet. I like what I saw Dr. Shawn Messonnier write recently to one of the groups I belong to, “I don’t treat crystals in the urine, I treat the pet”. That’s what holistic means: all the parts working together interdependently. So not treating the symptoms but caring for the entire animal is the answer to lowering your veterinarian costs and increasing the longevity of your pets lives.
Originally published for the Holistic Pet Care Topic on Suite101.com
About the Author:
Kim Bloomer is a natural pet care educator helping pet owners learn to care for their pets through natural, holistic means.Disease prevention is her goal to help pet owners lower their pet care costs and extend the lives of their pets. Visit her website Aspenbloom Pet Care & Supply and her dog’s blogs barkin’ about natural pet care from a canine perspective Bark ‘N’ Blog and A Dog’s View
Look for Kim’s dog Shadrach’s new line of beautiful, custom made, hand-tooled leather collars, leashes and journals for large breed dogs and therapeutic essential oils on her website.
Credit Sources16 Jul 2008 01:18 am
Debt Consolidation: BE DEBT FREE: The Different Ways To Consolidate Your Debts
A debt consolidation loan is a loan taken to consolidate a number of loans into one manageable loan. A debt consolidation loan can also help you in reducing the cost of your total debt as it usually carries a lower rate of interest than other loans, such as personal loans, credit cards, car loans, etc. A debt consolidation loan with an extended loan period can reduce the amount of your monthly loan repayments.
Thus, there are three main objectives of debt consolidation:
To consolidate a number of loans into one manageable loan.
To reduce the cost of debt.
To reduce the amount of monthly loan repayments.
You may avail different types of loans to consolidate your debt:
Secured Loans
Debt consolidation through secured loans is a logical thing to do since secured loans carry low rates of interest and one of the objectives of debt consolidation is to reduce the cost of debt. However, you must be very careful while consolidating your debt through secured loans since it puts your property at the risk of repossession in case of repeated defaults in repayment on your part.
Unsecured Loans
You may also consolidate your debt through unsecured loans. However, before availing an unsecured loan to consolidate your debt, make sure that it does not carry a very high rate of interest otherwise the very objective of reducing the cost of debt will be defeated.
Home Equity Loan
Home equity loan is a type of secured loan. Home equity is the value left in a house after subtracting the unpaid mortgage balance from the current value of the house. A home equity loan is a second mortgage, which is taken against a house that is already mortgaged.
Low Interest Credit Cards
You can also reduce your debt burden by availing a new credit card that charges a lower rate of interest than your existing credit cards. If you use a low interest credit card to repay your earlier credit card dues, it will greatly reduce your debt burden. This can be even more beneficial when the new credit card offers 0% interest credit if it is repaid within a stipulated time.
The author is a business writer specialising in finance and credit products and has written authoritative articles on the finance industry. He has done his masters in Business Administration and is currently assisting Shakespeare Finance as a finance specialist.
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Different lenders charge different fees. Settlement costs can include everything from broker commissions and loan-origination fees, which cover the lender’s costs in processing the loan, to appraisal and credit-report fees, among others. Although most mortgage experts say that rates 6 percent are pretty much the same wherever you go, give or take this tiny 7 percentage. It is a transfer of an interest in land, from the owner to the mortgage lender, on the condition that this interest will be returned to the owner of the real estate when the terms of the mortgage have been satisfied or performed.
See which lenders are charging fees 9 percent and for how much. Some will quote you precise, competitive rates 7 percent. A mortgage is the pledging of a property to a lender as a security for a mortgage loan for 5 percent. Many of these fees are fixed but some can be negotiated.
And of course, each loan and each borrower are different. Get a new house with geld lenen geen bkr, 102066 euro is not an issue.
See mortgage loan for residential mortgage lending, and commercial mortgage for lending against commercial property. While a mortgage in itself is not a debt, it is evidence of a debt of 10 percent. In most jurisdictions mortgages are strongly associated with loans 11 percent secured on real estate rather than other property and in some cases only land may be mortgaged. Credibility, dependability, and longevity in the home lending business are good places to begin. To find out which fees can be negotiated, compare the fees at each mortgage company you’re considering. Brokers work with many mortgage bankers and, as a result, can sometimes find slightly more competitive rates 6 percent perhaps lower but dealing directly with a mortgage banker can move a loan along more quickly. Start with credibility. It’s not easy to know if the prices quoted by lenders are reliable. So how do you find a lender or broker you can trust? Arranging a mortgage is seen as the standard method by which individuals and businesses can purchase residential and commercial real estate without the need to pay the full value immediately. Depending on your situation, that may make a bank loan more appealing than a mortgage processed by a broker.
Both banks and brokers have their strengths and weaknesses. In other words, the mortgage is a security for the loan that the lender makes to the borrower. But others will claim low rates to bring in customers or tell you that the rates 9 percent offered by competitors will change.
Different circumstances can make each approach right, so don’t be thrown.
Basic Introduction to Web Sports Competitions Gaming
Tie together both of man’s predominant pursuits and what you’ll expose is a craze that’s known as a sportsbook wagering website. Well, what could be more resourceful… If you fancy a cluster of sports dudes rooting for a favorite sports heroes, and often lays are assured to be established tied in to the turmoil. So very keen to get a share of the delights, bystanders frequently try to presage who will make it the running tournament. In the end, this evolves into a chummy little tournament named sportsbook wagering website.
So it might well look dependency forming, note, however, that sportsbook betting is actually just an amusement and to relate with one’s fellow sports enthusiasts. Here, you’ll be able to bet a a little amount of gold and still enjoy a excellent time. Read on a few suggestions to get you started sportsbook betting.
If you want to place that bet, you will want to search for a sportsbook wagering website, i.e. a place that takes sportsbook wagering website. In the U.S.A., you have no less than four states to do sportsbook betting in a legit manner, but informally you can do it essentially anywhere so long as you can pinpoint a bookie and you’re a legal adult. Included in the sports competitions you can bet your money on are pro including, too, college football and basketball, pro baseball and hockey, including, too, betting on both dog and horse racing. Clients can bet on the overall result of a competition, when any given party will be vanquished, and even whether a given tossed coin in a competition will land heads or tails.
The bookies rely on the maths to assist you infer which sports heroes you feel is most likely will make it. First of all, there is the probability, that’s specific advantage as expressed in points assigned to the disadvantaged contestant that is anticipated to be beaten by a defined number points. Self-Evidently, this is the bookmaker’s manner of organizing objective stakes for a sports book. E.g., a client may bet on a team that is anticipated to be beaten and and still profit from the wager so long as the contestant does actually get beaten by a defined number of points.
There’s countless varieties of bets- parlays, straight bets, where you simply pinpoint the competitor which you think will prevail or go down, over-unders, teaser lays, etc., the straight bets being the best known in sportsbook betting.
So why not try it out, and enjoy yourself at one fell swoop… Simply safeguard you won’t get too carried away and throw away your entire income capriciously… For you will catch yourself being sorry for the rest of your life…
Visit this top free sports bet play site for tips and cash games.
2005 Prom Hairstyles
Getting ready for the prom evening 2005! Proms are all the fun and excitement. The evening is laced up with fantastic music and great food to be enjoyed with your friends. No guesses that you would like to look the best in the whole gathering. You cannot afford to relax because every one at the prom night is going to give you a stiff competition. You have to have the perfect dress, shoes, make-up and not to leave out — the perfect hairstyle.
The 2005 prom hair styles are a blend of the classic hair dos and some funky modern hair styles. Your hairstyle depends on a number of things. First is the time of your prom. If it is an evening prom, then the hairstyle must go with the evening dress.
You can pick your hair style from a number of 2005 prom hairstyles. The hairstyles are really sexy to give you an alluring look. The most popular of them is the up do hair style. In this style the hair are tied up tight on the top of your head exposing your neck. The naked neck gives you a sensuous look.
For a softer appeal, you can support a couple of locks down the bun. The bun can be the normal small round bun or a French twist. A French twist is considered to be classy and appealing. You can make a French twist yourself easily. Or ask your mamma for a little attention. All you have to do is to part your front hair and hold the back hair tightly. Then twist the hair upwards and fix the ends with a bobby pin. You can decorate the twist with hair accessories like jewels and flowers.
The internet has total description of 2005 hairstyles. You can prepare a fun prom hair style following instructions on the websites. Also you can make formal prom hairstyles. The website has full demonstration of the 2005 prom hairstyles with photographs.
You can also romanticize the evening with romantic hair styles. The most romantic hair style is the one with a lot of curls. The hairstyle can make you feel romantic. If you have natural curls then you are blessed. You can tie your hair up high and pin tightly leaving the curls to flow down. The people with straight hair can curl them up by using hot curlers. Straight hair have their own sex appeal. Long sleek and straight hair look really sexy but your hair should be in good condition.
Short crop hairstyles are also in vogue among the 2005 prom hairstyles. The long and smoky waves are the taste of the season as well. You can make waves in your hair by applying light rollers for a shorter duration. A tight ponytail or letting them down are both good styles for smoky hair.
Guys can enhance their sex appeal by a few highlights and the right gel to give a desirable look to the hair. Rock the prom with these hot 2005 prom hairstyles.
Marcus Grant www.prom-hairstyle.net
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