Unfortunately there are a large number of people willing to overstep the boundary lines and announce wrong data to the insurance companies, in an endeavor to save a-few-dollars on their premium.
Although it seems as harmless as sneaking food into the cinemas, there is a big risk that in the event of an accident, the insurance company may decline your insurance claim. There is no point in playing Russian-roulette with car insurance.
Just as you would like to be advised if a beach you are swimming at has an general history of shark attacks, the insurance company would like to know about all possible risks before they hit the waves.
To prevent a situation occurring where the insurance company may have to decline your insurance-claim, it is invariably better to be sincere and divulge all of the essential info about your state of affairs.
Here are a few points to keep you out of trouble when looking for Compare Car Insurance:
* Disclose all illegal condemnations, although they might not seem applicable or are painful to divulge.
* Advise them of the right placement at home where the car will be stored; be it locked garage, car port, driveway, front lawn or the wayside curb. Do not just tell the car is being kept in a locked up garage because you have one. Make sure it will really be stored there and not on the lawn because the garage is full of boxes or being used as a game room.
* Put the key driver down as the individual who will really be the main driver of the motorcar, not another individual to cover when the main driver is young. When a new car is purchased and insured in an adult’s name with a 17 year old magically put on the insurance policy, its pretty obvious to the insurance companies what is occurring. Trying to save a-few-bucks or trying to get insurance when you don’t qualify is just not worth it.
* Disclose the names of all people who will be driving the automobile. Do not endeavour to avert placing someone who will wittingly be driving the car on the policy, when you know they have a chequered driving story.
